Frequently Asked Questions

HELPING YOU MAKE INFORMED FINANCIAL DECISIONS

Have questions about our services? Find answers to the most common queries regarding business and personal finance, loan options, and our specialized support for tradies, transport operators, and small businesses.

COMMON QUESTIONS ANSWERED

Frequently Asked Questions


Whether you’re exploring financing options, need details on loan eligibility, or want to know more about our tailored solutions, this section offers the insights you need to make informed decisions. If you don’t find what you’re looking for, our team is just a call or message away to assist further.
What types of loans do you offer?

We provide a wide range of loans, including unsecured cashflow loans, equipment finance, secured and unsecured business loans, and home and investment property loans.

How do I know which loan option is right for me?

Our team offers a personalized consultation to understand your needs and recommend the best loan product tailored to your specific financial goals and circumstances.

Can I apply for a loan if I have bad credit?

Yes, we specialize in helping clients with bad credit or complex financial situations. Our flexible loan solutions are designed to assist when traditional lenders say no.

How long does the loan approval process take?

Depending on the type of loan, approvals can take as little as 24 hours for unsecured loans. For secured loans or more complex cases, it may take up to 7 business days.

What documents do I need to apply for a loan?

The required documents vary by loan type, but generally include identification, bank statements, proof of income, and any relevant asset documentation. For no-doc loans, requirements are minimal.

Do you offer loans for startups or new businesses?

Yes, we provide funding solutions for startups and new businesses, including options like unsecured cashflow loans and equipment finance to help you get started.

What is the minimum and maximum loan amount I can apply for?

Our loan offerings range from $15,000 for short-term funding to $20 million for commercial property loans, providing options for businesses of all sizes.

Are there upfront fees or hidden charges?

We pride ourselves on transparency. All fees, interest rates, and terms will be clearly explained before you proceed, so there are no surprises.

Can I refinance my existing loans with you?

Yes, we offer refinancing solutions to help you consolidate debts, secure better interest rates, or access additional funds for your business or personal needs.

How do I start the loan application process?

It’s simple! You can contact us via phone, email, or our online application form. Our team will guide you through the process and ensure a smooth experience from start to finish.